Quick take
Who Microsoft 365 is best for
Office apps + 1TB cloud storage — essential for anyone in a Microsoft workplace
Subscriber context: 84M+
Service page
Microsoft 365 subscription cost
Office apps + 1TB cloud storage — essential for anyone in a Microsoft workplace
Default planPersonal · $9.99/mo
Starting price$9.99/mo
Official sourceLinked below
Pricing snapshot
What you should know before paying
Starting price: $9.99/mo
Free trial or free tier: 30-day free trial.
Student pricing: Free. Free with .edu email via Office 365 Education.
Current pricing
Current plans and prices
Primary source:Microsoft 365 official pricing
Prices verified: March 30, 2026
Prices change: Prices and promotions can change quickly, so always confirm the current terms on the official provider page before you subscribe, upgrade, or cancel.
Student pricing: Free. Free with .edu email via Office 365 Education.
Most popular
Personal
$9.99/mo
$99.99/year
Word, Excel, PPT • 1TB OneDrive
What changes on this plan
- Word, Excel, PPT
- 1TB OneDrive
- 1 user
Also included
- Copilot AI
Plan option
Family
$12.99/mo
$129.99/year
All apps • 6TB total
What changes on this plan
- All apps
- 6TB total
- 6 users
Also included
- Copilot AI
Deals to check
Deals, discounts, and billing hooks to check
Promotions can move quickly. Use these notes as prompts, then confirm the live offer on the official pricing page.
- 30-day free trial.
- Student pricing: Free with eligible school email through Microsoft 365 Education.
Billing notes
Free trial, annual billing, and discounts
Free trial or free tier: 30-day free trial.
Annual comparison: Personal is available on annual billing. Check the official pricing source to confirm the current annual savings versus monthly billing.
Student pricing: Free. Free with .edu email via Office 365 Education.
Before you subscribe
What to double-check on the official page
Prices and promotions can change quickly, so always confirm the current terms on the official provider page before you subscribe, upgrade, or cancel.
Check billing frequency, cancellation terms, and whether any limited-time discounts are still active.
Closest competitors
Services that are closest to this one
Adobe Creative Cloud
$9.99/mo default plan
Industry standard for design, photo, video, and illustration — Photoshop, Premiere, Illustrator, After Effects
Dropbox
$9.99/mo default plan
Freelancers and file-heavy users who care more about Dropbox-style sync and sharing than a full office suite bundle.
Identity Guard
$8.99/mo default plan
People comparing creator or productivity software and wanting a simpler pricing baseline before choosing a paid tier.
Lower-cost options
Cheaper substitutes worth checking
Carbonite
$2.00/mo default plan
People comparing creator or productivity software and wanting a simpler pricing baseline before choosing a paid tier.
Google Workspace
$7.00/mo default plan
Small businesses that live in Gmail, Docs, and Meet and want a straightforward business collaboration stack.
Slack
$8.75/mo default plan
Teams that use chat as a core operating layer and want more history, integrations, and admin control than free Slack.
FAQs
Common questions
What is the cheapest Microsoft 365 plan and is it worth it?
Microsoft 365's lowest paid plan is Personal at $9.99/mo. Word, Excel, PPT • 1TB OneDrive Compare this against alternatives in Productivity to see if the price-to-feature tradeoff makes sense for your use case.
How much does Microsoft 365 cost per year?
With annual billing, Personal costs $99.99 per year, saving you $19.89 compared to paying monthly. Without annual billing, the same plan would cost $119.88 per year.
Does Microsoft 365 have a free trial or free tier?
30-day free trial.
How many plans does Microsoft 365 have and what is the difference?
Microsoft 365 offers 2 plans ranging from $9.99/mo to $12.99/mo. The main differences between plans typically include content quality, concurrent streams or seats, and whether ads are shown. See the full plan comparison above for details.
Is Microsoft 365 worth the price compared to alternatives?
Office apps + 1TB cloud storage — essential for anyone in a Microsoft workplace Closest competitors in Productivity include Adobe Creative Cloud, Dropbox, Identity Guard. Compare features and pricing to find the best fit for your needs.
Sources